Privacy Policy

1. Information We Collect

We collect information you provide directly to us, such as when you:

• Visit our website
• Subscribe to our newsletter
• Click on affiliate links
• Contact us for support

We also automatically collect certain information about your device when you visit our website, including:

• IP address
• Browser type and version
• Pages you visit and time spent on pages
• Referring website

2. How We Use Your Information

We use collected information to:

• Provide and improve our services
• Send updates about new content (with your consent)
• Analyze site usage patterns to improve user experience
• Comply with legal obligations
• Detect and prevent fraud or abuse

3. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device that help us improve user experience and analyze site usage.

You can control cookies through your browser settings. However, disabling cookies may limit your ability to use some features of our website.

4. Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission is ever completely secure, and we cannot guarantee absolute security.

5. Your Rights

You have the right to:

• Access your personal information
• Correct inaccurate data
• Request deletion of your data
• Opt-out of marketing communications
• Object to processing of your personal data
• Request data portability

To exercise these rights, contact us at privacy@regularfolkfinance.com

6. Third-Party Services

We may use third-party services for analytics, advertising, and other purposes. These services may collect information about you according to their own privacy policies. We encourage you to review the privacy policies of any third-party services.

7. Affiliate Disclosure

RegularFolkFinance participates in affiliate marketing programs. We may earn commissions from qualifying purchases made through our affiliate links. This helps support our research and keep our content free.

Our affiliate relationships do not influence our reviews or recommendations, which are based solely on our research of real user experiences and data.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by posting the updated policy on this page with a new "Last Updated" date.

We encourage you to review this policy regularly to stay informed about how we protect your information.

10. California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to:

• Know what personal information we collect and how we use it
• Delete your personal information
• Opt-out of the sale of your personal information (we do not sell personal information)
• Non-discrimination for exercising your rights

11. European Privacy Rights

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including rights to access, rectify, erase, restrict processing, and data portability.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us:

• Email: privacy@regularfolkfinance.com
• Mail: RegularFolkFinance, Privacy Department