How we research and rate financial products
At RegularFolkFinance, we don't rely on press releases or marketing materials. Instead, we analyze thousands of real user experiences from forums like Reddit, consumer review sites, and social media to understand what people actually experience.
For each product or service we review, we:
We're not financial advisors. We're researchers who spend hundreds of hours reading what real people say about financial products. Our goal is to save you time by synthesizing all that information into actionable insights.
We participate in affiliate programs and may earn commissions from some links. However, our research and recommendations are based solely on user data and real experiences, not compensation.
November 25, 2025