Still ordering expensive pre-printed checks from your bank? There's a better way. OnlineCheckWriter lets you print checks from any standard printer, send eChecks instantly, and manage payments through ACH and wire transfers—all from one platform. With over 1 million users and integrations with QuickBooks, Xero, and FreshBooks, it's become one of the most popular check writing and payment solutions available. Here's what you need to know.
Ready to start writing checks from home?
Try OnlineCheckWriter FreeQuick Answer:
OnlineCheckWriter is a solid choice if you need to print checks from home, send eChecks, or manage business payments without the hassle and cost of traditional check ordering. The free plan gets you started, and paid plans unlock powerful features like ACH transfers and accounting integrations. Best for small businesses and freelancers who still need to write checks but want a modern, affordable solution.
What Is OnlineCheckWriter?
OnlineCheckWriter is a web-based platform that lets you create, print, and send checks from your computer using any standard printer. Instead of ordering expensive pre-printed checks from your bank (which can cost $30-50+ per box), you can print professional checks on blank check stock for a fraction of the cost.
But it's more than just check printing. The platform has evolved into a full payment hub that supports eChecks (digital checks sent via email), ACH bank transfers, wire transfers, and even credit card payments. It integrates with popular accounting software like QuickBooks, Xero, FreshBooks, and payroll platforms like Gusto.
With over 1 million users, OnlineCheckWriter has built a reputation as a reliable alternative to traditional check ordering services. Whether you're a small business owner cutting overhead, a freelancer who needs to pay vendors, or someone who simply needs to write the occasional check, it offers a modern approach to an old-school payment method.
How It Works
Getting started with OnlineCheckWriter is straightforward. The entire process works in three simple steps:
1
Create Your Check
Enter payee details, amount, and memo. Choose from multiple check templates and formats.
2
Print or Send
Print on blank check stock with any printer, or send as an eCheck via email instantly.
3
Track & Manage
Monitor check status, manage payees, and sync with your accounting software automatically.
The platform handles all the formatting, MICR encoding, and security features that banks require. You just need blank check stock paper (available from office supply stores) and a regular printer. No special equipment needed.
Key Features
Check Printing
Print professional checks from any standard printer on blank check stock. Multiple templates, custom branding, and MICR encoding included.
eChecks
Send digital checks via email instantly. Recipients can deposit eChecks through their bank's mobile app. No printing or mailing needed.
ACH & Wire Transfers
Send and receive ACH payments and wire transfers directly through the platform. Great for recurring payments and vendor management.
Accounting Integrations
Connects with QuickBooks, Xero, FreshBooks, and Gusto. Sync invoices, payroll, and payment data seamlessly.
Ready to simplify your check writing?
Start Writing ChecksPricing & Plans
OnlineCheckWriter offers a free plan to get started, with paid plans that unlock additional features. Here's a quick overview of what to expect:
| Feature | Free Plan | Paid Plans |
|---|---|---|
| Check Printing | Included | Included |
| eChecks | Limited | Unlimited |
| ACH Transfers | Not included | Included |
| Accounting Integrations | Not included | Included |
| Wire Transfers | Not included | Included |
Pricing Note:
The free plan is a great way to test the platform. If you need advanced features like ACH transfers, accounting integrations, or higher volume limits, paid plans offer significant value compared to traditional check ordering services. Visit their website for the latest pricing details.
How OnlineCheckWriter Compares
There are several options for printing checks and managing payments. Here's how OnlineCheckWriter stacks up against the competition:
| Feature | OnlineCheckWriter | Deluxe Checks | CheckBook.io | Checkeeper |
|---|---|---|---|---|
| Print from home | Yes | Pre-printed only | Yes (API-based) | Yes |
| eChecks | Yes | No | Yes | No |
| ACH Transfers | Yes | No | Yes | No |
| Accounting integrations | QuickBooks, Xero, etc. | No | API | QuickBooks |
| Free plan | Yes | No | No | Free trial |
| Users | 1M+ | Millions (legacy) | Enterprise-focused | Small business |
Who Should Use OnlineCheckWriter?
Perfect For:
- •Small businesses that need to write checks regularly
- •Freelancers and contractors paying vendors
- •Anyone tired of overpaying for pre-printed checks
- •Businesses using QuickBooks, Xero, or FreshBooks
- •Property managers and landlords
Skip If:
- •You rarely write checks (less than a few per year)
- •You only use Venmo/Zelle for all payments
- •You need a full budgeting app (try Tiller or YNAB)
- •You're looking for personal finance tracking
The Bottom Line
Our Rating
8.9/10OnlineCheckWriter fills a practical niche that most fintech apps ignore: affordable, flexible check printing and payment management. The free plan makes it easy to try, the accounting integrations save time, and the eCheck feature is genuinely useful for businesses that need fast payment delivery.
For businesses and freelancers: If you write checks regularly, OnlineCheckWriter can save you significant money compared to ordering pre-printed checks and streamline your payment workflows.
For individuals: If you only write a check once in a blue moon, this is probably more tool than you need. Stick with your bank's free bill pay or mobile deposit features.
Frequently Asked Questions
Is OnlineCheckWriter safe to use?▼
Yes. OnlineCheckWriter uses bank-level encryption, multi-factor authentication, and is compliant with industry security standards. Over 1 million users trust the platform for check writing and payment needs. Your bank account details are securely stored and never shared with third parties.
Can I print checks on regular paper?▼
You'll need blank check stock paper, which is available from office supply stores and online retailers. This is different from regular printer paper—it includes security features that banks require. OnlineCheckWriter provides the MICR encoding and formatting; you supply the paper and printer.
Does OnlineCheckWriter integrate with QuickBooks?▼
Yes. OnlineCheckWriter integrates with QuickBooks, Xero, FreshBooks, and Gusto. You can sync invoices, pull payment data, and print checks directly from your accounting workflows. This is available on paid plans.
Is there a free plan?▼
Yes, OnlineCheckWriter offers a free plan that lets you get started with basic check writing features. Paid plans unlock additional capabilities like eChecks, ACH transfers, wire transfers, and accounting integrations. Check their website for the latest pricing tiers.
How is this different from ordering checks from my bank?▼
When you order checks from your bank, you pay $30-50+ for a box of pre-printed checks and wait days for delivery. With OnlineCheckWriter, you print checks on demand from your own printer, which is faster and typically much cheaper per check. Plus you get additional payment methods like eChecks and ACH that banks don't offer through traditional check ordering.
What kind of printer do I need?▼
Any standard inkjet or laser printer works. You don't need any special equipment. The platform handles all the MICR encoding and formatting digitally, so your regular home or office printer is all you need.